A)On the basis of function
=======================
1.Central
banks: It
is the top controlling bank of a country. It functions as controller of credit,
issuing currency and notes. Ex-Bangladesh Bank
2.Commercial
banks:
The bank which essentially meant for providing short term credit to trade and
industry is known commercial bank. Ex-Bank Asia
3.Industrial
banks:
Industrial bank helps industries to meet the long term capital requirements of
industry, such as: plant, machinery etc
4.Agricultural
banks:
Agricultural bank usually provides credit to agricultural sector. Ex-BKB
5.Specialized
bank:
These banks concentrate on financing specialized economic and social
sectors(small and cottage industries, landless people etc.) Ex-BASIC
6. Islami bank: These banks
operates their banking business based on the shariah or islami principles.
Ex-IBBL
7. Co-operative
bank: It
provides short term loan to agricultural sector. Ex-Bangladesh Samabay Bank limited
B)On the basis of ownership
========================
1.Fully
government owned-Sonali bank
2.Denationalized
bank-Rupali bank
3.Private-Prime
bank, City bank
4.Joint
venture-DBBL, IFIC
C)On the basis of origin
==================
1. Local bank: These are
registered and incorporated in Bangladesh
Ex-Prime bank
2. Foreign
bank:
These are registered and incorporated outside of Bangladesh but operated in
Bangladesh.
Ex-HBL, SCBL
D)On the basis of non-banking financial institutions
===========================================
1. Merchant
banking companies: These helps the business
house or government corporation in raising capital from the open market through
share capital, debenture etc.
Ex-Some of the
commercial banks
2.HBFC: These are the
companies which extend medium and long term finance to build houses and
apartments in the government sector.
Ex-Delta-brac
housing finance corporation
3. Investment
and finance companies: These doesn't has the capability like all the bank(accept
deposit, use cheques). But they can raise their fund and own paid up capital
4. Leasing
companies:
These are engaged in leasing activities in the areas like industrial
machineries, medical equipments etc.
Ex-DILC,
Phoenix leasing company
5.Stock
exchange:
Stock exchange is the institutions where shares and stocks can be bought and
sold at market prices by the shareholders through stock brokers.
Ex-DSE, CSE
